AI Prompts for Financial Advisers

Getting started with AI for financial advisers

Never used AI in your practice? This is the calm, no-hype first week — what to try, how to prompt, and the guardrails that keep it safe and compliant. No technical setup required to begin.

How does a financial adviser get started with AI? Open a business-grade AI assistant (ChatGPT, Microsoft Copilot or Claude), and use it for one low-risk drafting task — like turning your rough notes into a client follow-up email or a file note. Paste a ready-made prompt from a library, fill in the blanks, then read and correct the output before using it. Keep AI to communication and admin, never advice, and always keep the adviser as the reviewer. That's the whole starting model — everything else is just adding more tasks over time.

Before you paste anything. Financial advice is regulated. AI is for communication, drafting and admin only — not for generating advice, recommendations or statements of advice. The adviser reviews and is responsible for all advice and all client-facing output. Nothing here is financial advice. Don't put sensitive client data into a consumer AI tool unless your firm's policies and the tool's data terms allow it — anonymise when in doubt.

The four things to get right first

  1. Pick one business-grade tool

    Choose a single assistant to learn — ChatGPT, Microsoft Copilot or Claude are all fine for drafting. Prefer a paid/business tier with clear data terms over a free consumer login. Learning one tool well beats dabbling in five.

  2. Start with a task that decides nothing

    Your first task should be pure drafting: a post-meeting email, a file note, a plain-English explainer you'll fact-check. These save time immediately and carry almost no compliance risk because you review every word.

  3. Use a ready-made prompt, then edit

    Don't start from a blank box. Copy a prompt from the library, fill in the [placeholders], and treat the result as a first draft. Editing a good draft is far faster than writing from scratch.

  4. Always be the reviewer

    AI drafts; you decide. Read every output for accuracy, tone and compliance before it goes to a client or a record. This single habit is what makes AI safe to use in an advice practice.

Your first prompt to try right now

Turn rough notes into a client follow-up

Paste this, fill the blanks, and see how close the draft gets.

You are helping a financial adviser draft a client email. Write a friendly,
professional follow-up to [client name] after our meeting on
[meeting date]. Recap what we discussed: [3–5 bullet points]. List the
agreed next steps and who owns each. Under 200 words, plain English, no jargon.
Do NOT include any advice or product recommendation — only recap. I will review
before sending.

A gentle first week

Day 1–2
Set up one tool. Draft two post-meeting emails and one file note from your notes. Compare each to what you'd have written yourself.
Day 3
Try a plain-English explainer for a concept clients often ask about — then fact-check it carefully. This teaches you where AI is and isn't reliable.
Day 4
Build an annual-review agenda from your notes. Notice how it structures your thinking without inventing client details.
Day 5
Save your two or three best prompts as templates. Consistency is where the time savings start to compound.
Watch for this. AI can sound confident and still be wrong — especially on technical rules that change and vary by jurisdiction. Fact-check anything technical. And keep advice decisions with the adviser: AI writes the words around a decision, it never makes the decision.

Past the basics? Get AI working inside your firm's tools.

Once copy-paste prompting feels natural, the next step is AI that reads your email, calendar, documents and CRM directly. SG1 Consulting sets that up — with your data staying in your own Microsoft 365 environment and a human review step by design.

Talk to SG1 Consulting Browse the prompt library

SG1 builds The Everything — one AI assistant across the tools you already use.